Retirement Planning

Retired CoupleWhether you’re currently retired or just getting started in your career, it’s never too early to start thinking about retirement planning.

But, there are plenty of questions before you start the process.

If you’ve already started saving for retirement, how do you know you’re saving enough to live the comfortable lifestyle you deserve?

Is it possible that you are over-saving?

Are you sure you have your money in the right retirement plan for you?

What are your future cash-flow needs?

How We Can Help

Retirement planning services at AJS Financial, allow you to benefit from our knowledge and many years of retirement planning experience.

Here’s what we do for you:

  • Evaluate your current financial situation, including assets and liabilities to achieve an overall net worth.
  • Choose a retirement plan that works best for you and your family, how much you need to contribute now to make sure you have enough money to live comfortably once you are no longer able or willing to work.
  • Calculate the best way to withdraw money as needed from your 401K, IRA, Roth IRA, and other retirement plans, for example lump sum or installments over a period of years.
  • Create a budget that meets your retirement goals allowing you the freedom to spend your money on the things you find most important.
  • Develop a plan for monthly deposits and evaluate whether you may be currently under or over saving.
  • Determine whether you qualify for a tax credit for contributing to an IRA.
  • Develop a comprehensive retirement plan, keeping in mind modifications may be needed overtime.

Let’s Get Started!

Today is always a better option then tomorrow to start planning your financial future.  Contact AJS today to help you make sure your retirement years are truly golden.